Newsletter

Newsletter


The Cameron Team's...
 
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
 
Inside This Issue...
 
  • Don't Be A Victim To The "Relative In Trouble" Scam...
  • How To Save Hundreds On Your Phone Bill...
  • Fun Facts and Laughs: What New Car Dealers Won't Tell You,
    Useful Health Websites, And More...
  • Trivia Challenge: Win Coffee from Port City Java!
  • Real Estate Q&A: What Mistakes Should I Avoid
    When I Invest In Real Estate?...
 
If you're not already a subscriber to our free e–newsletter email us to sign–up
 
The Cameron Team The Cameron Team
Melanie, Susan, and Sloan
Phone: 910.202.2546
Email: cameronteam@seacoastrealty.com
www.TheCameronTeam.net
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Dear Friend...

Have you heard about the "relative in trouble" phone call scam? In this month's Service For Life!® Free consumer newsletter, you'll learn how to spot this common scam and what you should do to protect yourself if someone tries it on you.

You'll also learn how to save hundreds of dollars on your phone bill, and seven tips to get your child excited about reading…plus fun facts, a trivia challenge, and lots more.

 
The Cameron Team
Melanie, Susan, Sloan, and Meghan
Coldwell Banker Sea Coast Advantage

P.S.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information we provide?

They may be people getting married soon and looking to buy their first home, and you can tell them about our Free Consumer Report: "Top 10 First-Time Homebuyer Mistakes To Avoid." You'll be helping them start marriage off by avoiding costly mistakes when buying and financing their home. To request a copy for a friend, simply email us by clicking here, or call us at: 910.202.2546.
 
Today's Brain Teaser . . .
Julie was born on December 14, yet her birthday is always celebrated in the summer. Why?

  (see answer below)
Don't Be Fooled By The Common
"Relative In Trouble" Scam
     You get a phone call that one of your relatives has had an accident, been robbed, or is stranded in another country. Your loved one needs cash and asks that you wire the money. This scam has been around a while, but the number of people (particularly the elderly) who are falling for it is rising. Do the following so you don't get scammed:
  • Question the caller about the family member in trouble. The call may start with "Hi Grandma!" (Scammers may get family information from social networking sites.) Before saying a name, ask the caller for their middle name. If the caller says, "It's about your granddaughter," ask "Which one?" before saying a name.

  • Don't let the caller instill fear. Fear that something bad will happen if the money is not sent can be a motivating factor to comply with the request. Fear can cloud rational thinking.

  • Don't keep the call a secret. Posing to be your relative, the caller may say they are too embarrassed and to not tell others. But don't be fooled by this trick – let others know about the request immediately. Ask the caller if you can call back – they won't want to give you a number.

  • Try to make contact with the "real" person. Hang up with the imposter and call, email, or text your real relative. If they are on vacation, contact other relatives to find out their itinerary.
If you get a "relative in trouble" call or fall for something else you think is a scam, report it to the Federal Trade Commission. Go to www.ftc.gov/complaint or call 1-877-FTC-HELP. You also can contact your State Attorney General's office.
Thinking Of Buying A Home Soon?
If you're planning to buy a home in the next 6 months, you'll want a copy of our Free consumer guide, "7 Secrets For Saving Thousands When Financing Your Next Home." Our exclusive report will help you avoid frustrations and costly pitfalls when buying a home. To get a copy, simply call us at 910.202.2546, or simply email us by clicking here
Save $$$ On Your Phone Bill
     Have you reviewed your phone situation lately? Consider one or all of these options to save hundreds of dollars a year:

Eliminate your landline. First, study your phone bill to see if you're paying for extras (like caller ID) you may not need. If you decide to ditch your landline because you have a cell phone, make sure you have excellent cell coverage at home. Another option is to switch to VOIP (voice over internet protocol) like Vonage, Skype, Ooma and even MagicJack. Unlimited local and long distance calls can range from $5 to $20 a month, that can save you over $100 per year.

Bundle your services. You can save $20 or more per month if you get your cable, Internet, and landline from the same provider. There's an extra $240 each year in your pocket for the same services.

Ask your cell phone provider for a cheaper plan. If you talk to the same people daily, a "favorites" plan may better suit your needs. If you're sending more text messages, go to an unlimited texting plan. Or, consider a pre-paid cell phone where you only pay for minutes you use. Depending on your talking time, that could save you up to $500 a year.
Would You Like To Know How Much Your
Neighbor's Home Listed Or Sold For?
Maybe you're just curious. Or maybe you want to know how much your home is worth. Either way, we can help…with no "sales pitches" or run-arounds. Call us at 910.202.2546 or simply email us by clicking here and we'll give you all the facts.
Fun Facts and Laughs

What New Car Dealers Won't Tell You . . .

•  Negotiate from the invoice price up instead of from sticker price down (find prices at www.kbb.com).

•  Make an appointment to look at cars on Tuesday or Wednesday, when they'll spend more time with you.

•  Pay attention to overall costs and not just the monthly payment.

•  Get all promises in writing or the salesperson might "forget."


Useful Health Websites . . .

•  www.spinehealth.com – Thousands of articles and videos from doctors about back pain, neck pain, and related disorders. A forum for discussion and doctor profiles too.

•  www.kidshealth.org – Most visited site about kid's health. It's divided into info for parents, kids and teens.

•  www.agingcare.com – Learn about all aspects of getting older from caregiver information to specific challenges older people experience.


Learn From The Best Schools . . .

These schools offer free open courseware online on various subjects including history, law and math:

•  Notre Dame: www.ocw.nd.edu

•  Duke Law Center: web.law.duke.edu/cspd/lectures

•  MIT Sloan School of Management: www.ocw.mit.edu/courses/sloan-school-of-management

•  Oxford University: www.maths.ox.ac.uk/opencourseware


Quotes To Live By . . .

The young man knows the rules, but the old man knows the exceptions.
–Oliver Wendell Holmes

Success is not final, failure is not fatal: it is the courage to continue that counts.
–Winston Churchill

Wisdom is the quality that keeps you from getting into situations where you need it.
–Doug Larson
 
Please Welcome New Clients And Good Friends Into Our Real Estate Family…
We’d like to take a moment to personally introduce and welcome a few of our newest clients and good friends who have supported our business over the years.  And special thanks for everyone who thought of us with your referrals!
 
Jennifer Napolitano                                Lee & Tiffany Strauss
Lonna Yates                                           Harry & Betty Warren
Wes & Sarah Gubitz                             Andy & Carolyn Keith
Kathy McDaniel & Holly Rotalsky
Trivia Challenge for the Month...
"Who Else Wants To Win Coffee from Port City Java?"
Guess who won last month's Trivia Question? We're pleased to announce the lucky winners of last month's quiz. And the winners are...drum roll please: Jason Stierwalt and Marnie Humphrey wer the first two people to correctly answer our quiz question.

What famous singer was told that he should "stick to driving a truck, because you'll never make it as a singer"?
 
a) Johnny Cash   b) Elvis Presley   c) Rod Stewart   d) Brad Paisley

The answer is b) Elvis Presley. Elvis was 19 when he auditioned for Eddie Bond, a 21-year-old singer who had his own band. A few months after Bond rejected him, Elvis recorded "That's All Right (Mama)," and the rest is history. So, let's move on to this month's trivia question.

Other than the regular cast members, what character will you notice on almost every episode of the Seinfeld TV series?

a) Batman
b) Garfield
c) Superman
d) Winnie the Pooh

EMAIL US BY: Clicking Here OR Call Us At 910.202.2546 And You Could Be One Of Our Next Winners!
 
Brain Teaser Answer:
Because she lives in the southern hemisphere!
Thanks For Thinking of Us!

Did you know we can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping us in mind with your referrals...and spreading the word about our services.
Real Estate Q & A . . .
Q.  What are some mistakes I should avoid when I invest in real estate?
 
A.  Even smart investors make mistakes. Here are three common mistakes and what you should do instead:
  • Not Doing Your Homework. Evaluate your financial situation and understand the right numbers to calculate. Learn the basics about cash flow, appreciation, and loan amortization.

  • Not finding the right property. Do a thorough search, including "off MLS" deals and best buys, to find the right property for you. Work with a REALTOR® who is an Investor Specialist. He or she can help find a good investment property.

  • Failing to get a professional inspection. You need to know if there have been problems with the property and that they've been properly addressed.
To learn more about owning investment property, call and ask for our Free Consumer Report called "How To Avoid 8 Dumb Mistakes Even Smart Investors Make." We'll be glad to send a copy right to you.

Do you have a question you want answered related to real estate or home ownership? Feel free to call us at 910.202.2546 or email us by clicking here. Perhaps we'll feature your question in our next issue!
THANK YOU... for reading our Service For Life!® personal newsletter.  We wanted to produce a newsletter that has great content and is fun and valuable to you.
Disclaimer:  The information contained in this newsletter is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2013 by Forte Communications, Inc.

<---March 2013 Newsletter

Contact Information

The Cameron Team
Coldwell Banker Sea Coast Advantage
1001 Military Cutoff Suite 101
Wilmington NC 28405
Office: 910.202.2546
910-233-2840
Fax: 910.202.2875

The Cameron Team - Wilmington North Carolina Real Estate

The Cameron Team
Coldwell Banker
Sea Coast Advantage
1001 Military Cutoff, Suite 101
Wilmington, NC  28405
Office: 910.202.2546
Fax: 910.202.2875

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